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  • Section 125
  • 360 Advantage

What is Section 125

 A Section 125 Cafeteria Plan is an IRS-approved program that lets employees pay for certain benefits before taxes, reducing their taxable income.
When employees use pre-tax dollars, employers automatically pay less in payroll taxes, creating immediate, guaranteed savings.
It’s completely compliant, easy to administer, and requires no new spending or operational changes. 

SECTION 125 BENEFITS

Instant Savings for Your Business

Stronger Benefits Without Raising Costs

Increased Take-Home Pay for Employees

 When employees use pre-tax dollars, your payroll tax liability drops. This means money back into your business every month, automatically 

Increased Take-Home Pay for Employees

Stronger Benefits Without Raising Costs

Increased Take-Home Pay for Employees

 Employees pay less in taxes and keep more of their paycheck, creating immediate financial relief and a more motivated workforce 

Stronger Benefits Without Raising Costs

Stronger Benefits Without Raising Costs

Stronger Benefits Without Raising Costs

 You can offer a more competitive benefits package without adding new expenses, raising premiums, or changing coverage 

Better Talent Attraction & Retention

Zero Cost, Zero Disruption Implementation

Stronger Benefits Without Raising Costs

 Financial wellness benefits stand out in today’s market. Section 125 helps you hire faster, keep great employees longer, and reduce turnover. 

Zero Cost, Zero Disruption Implementation

Zero Cost, Zero Disruption Implementation

Zero Cost, Zero Disruption Implementation

 No software, no new processes, no capital investment. It’s a plug-and-play upgrade that doesn’t disrupt your current benefits or payroll system 

Fully IRS-Compliant & Low Maintenance

Zero Cost, Zero Disruption Implementation

Zero Cost, Zero Disruption Implementation

 The plan follows established IRS rules, requires minimal upkeep, and provides a safe, reliable way to boost cash flow and employee satisfaction 

Pinnacle Health Partners

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